Empower your team, reduce financial stress, and drive productivity with our Proven Financial Literacy Programs!
About SmartMoney Workplace Solutions
Our Mission
Money stress affects everyone—including your employees. That’s why we collaborate with businesses, nonprofits, and organizations to bring financial literacy programs into the workplace-creating a win-win for both employers and employees. Our goal? To give employees the tools they need to take control of their finances, break free from debt, and build a secure future. And when employees feel financially confident, they’re happier, more engaged, and more productive—helping your business thrive. Let’s build a financially healthy workplace together!
Employee Benefits Solutions
What is financial wellness?
Financial wellness is all about maintaining a healthy and balanced approach to money. It’s not just about earning enough to cover your bills—it’s about feeling secure in your finances, planning for the future, and being prepared for the unexpected. A strong financial foundation includes managing expenses wisely, saving consistently, and having a plan for emergencies.
At the heart of financial wellness is financial literacy—the ability to make smart money decisions. This means understanding key concepts like budgeting, investing, managing debt, and planning for retirement. Financial wellness isn’t a one-time goal but an ongoing journey of learning, adjusting, and making informed choices. Prioritizing financial well-being can reduce stress, enhance overall quality of life, and create long-term financial stability.
Employee Benefits Solutions
Benefits of implementing a financial literacy program
Introducing a financial literacy program can be a game-changer for both employees and employers. For employees, these programs offer valuable tools and guidance to help them manage their money more effectively, easing financial stress and boosting their confidence in handling finances. When people feel secure about their financial situation, they tend to be happier, more engaged, and more satisfied in their jobs—contributing to a healthier, more positive workplace culture.
Employers also stand to gain from these initiatives. With fewer financial worries weighing them down, employees can stay focused and productive. Companies that invest in financial literacy programs often experience better employee retention, as workers appreciate the support and are more likely to stay long-term. Plus, offering strong financial wellness benefits makes businesses more attractive to top talent, reinforcing their reputation as an employer that genuinely cares about its workforce.
benefits of a successful financial literacy program
Employee benefits company BenefitExpress describes Financial Wellness Program as "a prime indicator of your company culture and investment in your employees."
According to the 2019 PwC Employee Wellness Survey, 81% of Millennials, 75% of Gen-Xers and 50% of Baby Boomers would be willing to change companies to find one that cares about their employees.
Employees who feel cared for by their employer are 92% more likely to feel engaged at work and 65% more likely to remain loyal.
Metlife's annual U.S. Employee Benefits Trends Study 2023